Invest with us

Earn consistent income backed by hard assets. Our strict loan criteria and LTV ratio ensures a significant margin of safety.

The YXY Advantage

YXY allows accredited investors to diversify their portfolio and access cash flow backed by real estate–without the risks of ownership.

As a bridge lender, YXY's portfolio is strategically designed to minimize interest rate risk, enabling our cash flows to adjust rapidly to changing market returns. And demonstrating our commitment to shared success, YXY's principals deploy their personal capital alongside our investors, ensuring alignment of interests.

Earn Passive Income

YXY funds pays monthly risk-adjusted returns that have little correlation to the volatility of stocks and bonds. Historically, our funds have delivered annualized yields of 7.00% to 9.00%.

Principal Protection

We protect your principal with a significant margin of safety by lending at low LTV ratios and securing the first-lien position.

FAQ

Frequently Asked Questions

We will send an ACH or standard wire to your account on the 15th of each month. 

For investors in our open-ended fund, there is a lockup period of 9 months after committing capital and investors are required to provide notice 3 months before withdrawing funds.  These lockup periods ensure that we close deals already in pipeline and provide consistent cashflow to all investors.

Investors in our close-ended funds will receive investment principal back at fund expiry. 

Yes. This means you can demonstrate a net worth of over $1MM, income of over $200k (individual) or $300k (joint) for the past two years, or otherwise satisfy the SEC’s requirements for accreditation. 

Learn about about accreditation at the official SEC website.

We will send you a K1 tax form automatically or by request. In the near future, we will launch a  portal to access new investments and tax documents.

Yes. YXY values shared success and alignment of interests. Our principals contribute their personal capital to our loans. 

We usually do not accept investment amounts below $100,000. 

Our last YXY Secured Core Fund was raised in Q3 of 2023. We do not have plans to raised another closed-end fund until late 2024 or early 2025. Please contact us if you would like to be notified when our next closed-end fund is open to investment or if you are interested in our open-ended fund. 

What you need, when you need it