What you need, when you need it

YXY: The Tri-State's Premier Private Lender

Whether you're a borrower, investor, or broker, YXY provides more than just capital. We bring years of experience and white-glove service.

Intro video

About Us

What you need, when you need it

Premier Private Lender

Jeff Yu

Co-Founder

Quick Closings

Your time is valuable, so we fund as fast as 7 days.

Nimble Lending

Our check size varies from 200K to 5MM.

Asset-Based

We focus on the asset, not on time-consuming credit checks

Premium Service

We pride ourselves on providing clients with the utmost care.

Borrowers

Learn more about our four-step loan application process,
from first contact to closing

Investors

Learn more about earning passive income
with YXY's investment funds
Our testimonials

Happy feedback

Haoyu L.Borrower
"Jeff and Mike saved me when I had delays with Wells Fargo. I had so much pressure, their bridge loan give me peace and good night's sleep. Good people."
Jason M.Borrower
"Simple, straightforward application. Jeff was upfront about the process during our Zoom meet. I got the wire 10 days after submitting the documents so I'm pretty happy."
David G. Mortgage Broker
“Mike and Jeff move fast. Good doing business!”
Jiyuan C.Borrower
"Thank you. Me and my wife are very happy with our new house. We couldn't have done it without you two."

What you need, when you need it