What you need, when you need it

YXY: The Tri-State's Premier Private Lender

Whether you're a borrower, investor, or broker, YXY provides more than just capital. We bring years of experience and white-glove service.

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Intro video

About Us

What you need, when you need it

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Premier Private Lender

Jeff Yu

Co-Founder

Quick Closings

Your time is valuable, so we fund as fast as 7 days.

Nimble Lending

Our check size varies from 200K to 5MM.

Asset-Based

We focus on the asset, not on time-consuming credit checks

Premium Service

We pride ourselves on providing clients with the utmost care.

Borrowers

Learn more about our four-step loan application process,
from first contact to closing
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Investors

Learn more about earning passive income
with YXY's investment funds
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Our testimonials

Happy feedback

Haoyu L.Borrower
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"Jeff and Mike saved me when I had delays with Wells Fargo. I had so much pressure, their bridge loan give me peace and good night's sleep. Good people."
Jason M.Borrower
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"Simple, straightforward application. Jeff was upfront about the process during our Zoom meet. I got the wire 10 days after submitting the documents so I'm pretty happy."
David G. Mortgage Broker
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"Mike and Jeff move fast. Some people talk a lot and some people get things done. Mike is a doer and Jeff is both! Good doing business!"
Jiyuan C.Borrower
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"Thank you. Me and my wife are very happy with our new house. We couldn't have done it without you two."

What you need, when you need it

Contact us