Borrow with Us

Residential, multi-family, and commercial acquisition loans from $200k to $5M per property. Get what you need, when you need it.

The YXY standard

The YXY team is made of real estate operators and owners, with experience ranging from fix and flip to triple-net retail.

We've seen thousands of scenarios, and we leverage our experience to provide you with the highest standard of care.

End-to-End Support

We are with you from start to finish. You can call on our team of professionals from application to post-closing.

Nimble Lending

As an asset-based lender, we do not require time-consuming credit checks and proof of income. This allows to get you to closing in as little as 7 days.

Initial Meeting

Get in Touch

Fill out our contact form and meet with a member of our team. We want to understand who you are and why you are looking to borrow, so we can recommend a solution and help you decide if YXY is a good match for your unique needs.


Frequently Asked Questions

We typically offer bridge loans with terms between 6 months and 1 year. 

We offer interest-only balloon loans. This means your monthly payment consists of interest, and the principal must be returned at the end of the loan.

We do not charge any fees prior to funding your project, but like most lenders, do require materials that may need to be paid to third parties. These include a recent appraisal of the collateral property (within 6 months of application date), title insurance policy, and reasonable attorney’s fees. 

Our loan amount typically does not exceed 65% of the collateral property’s appraised value. As the minimum check size is $200,000, this means the property must have an appraised value of at least $300,000. 

We typically lend on properties in which we hold the first position mortgage. If you have any senior mortgages, please tell us in our initial meeting so we can discuss if YXY is a good match for your needs.

What you need, when you need it