What you need, when you need it

YXY: The Tri-State's Premier Private Lender

Whether you're a borrower, investor, or broker, YXY provides more than just capital. We bring years of experience and white-glove service.

Intro video

About Us

What you need, when you need it

Premier Private Lender

Jeff Yu


Quick Closings

Your time is valuable, so we fund as fast as 7 days.

Nimble Lending

Our check size varies from 200K to 5MM.


We focus on the asset, not on time-consuming credit checks

Premium Service

We pride ourselves on providing clients with the utmost care.


Learn more about our four-step loan application process,
from first contact to closing


Learn more about earning passive income
with YXY's investment funds
Our testimonials

Happy feedback

Haoyu L.Borrower
Read More
"Jeff and Mike saved me when I had delays with Wells Fargo. I had so much pressure, their bridge loan give me peace and good night's sleep. Good people."
Jason M.Borrower
Read More
"Simple, straightforward application. Jeff was upfront about the process during our Zoom meet. I got the wire 10 days after submitting the documents so I'm pretty happy."
David G. Mortgage Broker
Read More
"Mike and Jeff move fast. Some people talk a lot and some people get things done. Mike is a doer and Jeff is both! Good doing business!"
Jiyuan C.Borrower
Read More
"Thank you. Me and my wife are very happy with our new house. We couldn't have done it without you two."

What you need, when you need it